The multi-currency neobank built for global citizens. Hold, exchange, and send money across 160+ countries with transparent fees and real exchange rates.
Rate shown before confirmation. No hidden fees.
Manage your global financial life with maximum clarity and control. No surprises.
Hold balances in USD, EUR, GBP, and 40+ other currencies simultaneously. Convert instantly at the real mid-market rate.
Send money home or pay international invoices in seconds, not days. Transparent upfront fees, no hidden correspondent markups.
Your funds are safeguarded by Optiswift's regulated infrastructure. Advanced encryption, biometric access, and 24/7 fraud monitoring.
We've eliminated the slow lanes. Connect directly to local payment rails for instant cross-border transfers.
Get the exact mid-market rate you see on Google. No bad exchange rates.
Direct connectivity means over 60% of our transfers arrive instantly.
What you see is what you pay. No intermediary banks taking a cut.
Spend globally like a local. Physical and virtual debit cards designed for modern travel and online shopping.
Unlike other neobanks, we never charge extra fees on the weekend.
Create single-use virtual cards to protect your identity when shopping online.
Add instantly and tap to pay anywhere in the world.
Join over 2 million customers enjoying seamless global finance without the borders.